Independent
No insurer pays us to rank their plans higher.
For seniors & the families helping them
Pick the right Medicare plan—without the fine print headache.
Tell us about your doctors, medicines, and budget. We'll show you which plans fit, what you'll really pay in a year, and what you give up with each.
Start the guided questions →About 3 minutes · 7 questions
Why this website exists
Medicare guidance built around families—not insurers.
Free, always
No accounts, no paywalls, no upsells.
Plain language
Every estimate shows the trade-offs it left out.
Don't want to answer questions? Click here for the comparison dashboard, or just describe what you want.
Medicare in one minute
Part A
Hospital stays. Usually free if you worked 10+ years.
Part B
Doctor visits & outpatient care. About $203/month in 2026.
Part C
Medicare Advantage—private plans that replace A & B, often with extras.
Part D
Prescription drugs. Your yearly drug costs are capped ($2,100 in 2026; 2027 cap not yet confirmed).
Medigap
Extra insurance that fills Original Medicare's 20% gap.
Original Medicare + Medigap
Higher monthly cost, but see any doctor in the U.S. and almost no surprise bills.
Medicare Advantage (HMO / PPO)
Low or $0 monthly cost and often dental/vision, but networks, referrals, and higher costs in a bad year.
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